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Capitallytics features

One financial system for your business and, in a separate workspace, your personal finances and investments — with an AI CFO that answers from your own numbers.

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Business workspace

Business financial system

Accounting, payables, receivables, reporting, cash flow, forecasting, modeling and valuation — each with its own overview page.

Business Workspace

For founders and freelancers: revenue, expenses, invoices, and Business AI — unlocked only when your profile needs it.

  • Business Finance OS

    Weekly ops: revenue, expenses, invoices, customers, cash flow, and reports.

    Run company cash without a second finance stack.

    Start free

  • Revenue & Invoices

    Log collections and invoices once — outstanding balances and margins calculate automatically.

    Know what is owed and what is earned this month.

    Start free

  • Business AI

    Runway, burn, and margin insights from your business ledger — never invented KPIs.

    Act on numbers you can verify in the books.

    Start free

Personal workspace

Personal finance and investments

Net worth, cash flow, portfolio, planning and AI — kept separate from any business books.

Personal Finance OS

See income, spending, savings, and net worth in one Financial Overview — so you always know where you stand.

  • Financial Dashboard

    One Overview for net worth, cash flow, and health — updated from the data you already enter.

    Stop guessing. Open Overview and see the full picture.

    Explore Dashboard

  • Net Worth

    Assets, liabilities, and portfolio holdings combined into a single net-worth view.

    Track wealth growth without juggling spreadsheets.

    Track Net Worth

  • Budget & Expenses

    Plan budgets and log expenses once — categories and trends calculate automatically.

    Know what you spend and what you can save this month.

    Plan Budget

  • Goals

    Set life and money goals, then watch progress as income and savings update.

    Turn vague goals into measurable milestones.

    Set Goals

Investments

Import once, then watch holdings, returns, and allocation stay current across India and global markets.

  • Portfolio Tracker

    Stocks, SIPs, ETFs, crypto, and gold in one live Portfolio Tracker.

    See every holding without switching broker apps.

    Start free

  • Performance & XIRR

    Daily to yearly P/L with return breakdowns so winners and laggards are obvious.

    Know what is driving returns — and what is not.

    View Performance

  • Allocation & Risk

    Asset class, sector, and geography exposure with concentration clarity.

    Spot risk before it compounds.

    View Analytics

AI

Personal CFO insights grounded in your numbers — not generic tips.

  • Personal CFO

    Ask about spending, portfolio risk, and planning in plain language.

    Get answers that match your actual accounts.

    Try Personal CFO

  • Market Briefs

    Short AI summaries of NSE, BSE, crypto, and global moves.

    Stay informed in minutes, not hours.

    Read Market Brief

  • Financial Health

    A clear health score from savings rate, debt, cash, and investments.

    Know what to fix next — with one number as the starting point.

    See Health Score

Planning

Forecast independence, cash position, and professional packs — Free previews the story; Personal Pro runs it on your live data.

  • See your FIRE estimate from your own numbers

    FIRE score, timeline, and safe withdrawal — preview free, live projections on Personal Pro.

    Replace retirement guesswork with a modelled path.

    Plan Independence

  • Investor-ready reports in one click

    Monthly, investment, net worth, and tax packs — preview the formats free; generate & export on Personal Pro.

    Hand your accountant a clean pack without rebuilding spreadsheets.

    See Reports on Personal Pro

  • Calculators

    SIP, EMI, FD, tax, and retirement tools — free and ready when you plan.

    Test a decision before you commit capital.

    Use Calculators

What each plan includes

Included free

  • Track income, expenses, savings & portfolio
  • Net worth overview, budget & calculators
  • Goal tracking: targets, progress and projected completion dates
  • Personal tax estimate from your income and tax profile
  • Weekly business summary every Monday from your business books; full weekly AI CFO report: preview only, plus the findings panel
  • Free business workspace: basic books
  • AI CFO chat: 20 AI credits a month (1 credit per question, 5 per statement upload), up to 10 a day
  • Personal statement uploads: 1 statement upload a month, resets on the 1st of each month (India time)
  • Public shareable portfolio pages

With Personal Pro

  • Portfolio AI: holdings-aware coaching, stress tests and allocation drift
  • See your FIRE estimate from your own numbers
  • Quant workspace: efficient frontier, Monte Carlo and realised beta/Sharpe
  • PDF & CSV reports and exports
  • AI CFO chat: 300 credits/month
  • Unlimited statement uploads
  • Tax planner: old vs new regime side by side, 80C / 80CCD(1B) / 80D room left and advance-tax dates
  • Goal planner: monthly SIP needed, inflation-adjusted target and % on track for each goal
  • Family / household view: invite family members and see the household's money together
  • Full weekly AI CFO report: every win, risk and next step from your week's money
  • PDF statements: net worth and income & expense statements as PDFs
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Get started

See your own numbers in Capitallytics.

Personal and Business in separate workspaces, with an AI CFO that explains the figures you already track.

Start free – no card Try the demo

Free forever · Pro features free for 14 days · no card needed