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Capitallytics vs INDmoney
INDmoney is an investing app with a free net worth tracker that syncs your accounts. Capitallytics tracks your net worth from statements you upload, adds cash flow, tax planning and an AI CFO, and can run your business books too. Here is how they differ.
Side by side
| Feature | Capitallytics | INDmoney |
|---|---|---|
| Price | Free plan; Personal Pro ₹199/month. 14-day trial of every paid feature. | Net worth tracking is free |
| How data gets in | You upload statements: bank, broker, CAS (PDF, CSV, Excel) | Automatic sync through depositories and account aggregators |
| Stocks, mutual funds, deposits | Yes | Yes |
| US stocks | Track holdings you import | Yes, and you can buy them in the app |
| Buying and selling investments | No. Capitallytics tracks investments; it does not trade. | Yes |
| Loans and credit cards | Yes | Yes, plus a credit score check |
| Family view | Yes (household) | Yes (family switch) |
| Income tax and advance tax planning | Yes | Not mentioned on the net worth page |
| AI CFO that answers from your numbers | Yes | Not mentioned on the net worth page |
| Business books and runway | Yes | Not mentioned on the net worth page |
INDmoney details are from their own page, read on 23 Oct 2026. Check it for current plans and prices.
Choose INDmoney if
- You want accounts to sync on their own instead of uploading statements.
- You want to buy Indian or US stocks and funds in the same app.
- You only need net worth tracking and want it free.
Choose Capitallytics if
- You want cash flow, tax planning and an AI CFO on top of net worth.
- You run a business and want its books next to your personal finances, kept separate.
- You prefer a tracker that does not sell you investments.
Questions
- Does Capitallytics sync my accounts automatically?
- Not yet. Account Aggregator sync is not available; you upload statements, including CAS and password-protected PDFs.
- Can I invest through Capitallytics?
- No. Capitallytics tracks and analyses your money. It does not buy or sell investments.
- Is Capitallytics free?
- There is a free plan. Personal Pro costs ₹199 a month, and every paid feature is free for the first 14 days with no card needed.
- Where do the INDmoney details come from?
- From INDmoney's own net worth page, read on 23 Oct 2026. Features can change, so check their site before you decide.
Also see all features, pricing and the runway calculator.
Get started
Try Capitallytics with your own numbers
Upload a statement and see your runway, net worth and AI CFO answers in minutes.
14 days of every paid feature, Personal and Business. No card needed. Keep Free after.