What is AI financial software?
AI financial software helps teams interpret books they already keep — not invent a second set of numbers. On Capitallytics, accounting events post to the ledger, statements and reports read those postings, and AI CFO explains the same actuals.
That is different from an invoice tracker or a chatbot. The product is a connected financial intelligence system: accounting, reporting, forecasting, valuation, and AI share one source of posted activity.
Accounting vs financial intelligence
Accounting records what happened: bills, invoices, journals, and statements. Financial intelligence uses those actuals for cash flow, KPIs, forecasts, valuation scenarios, and questions you can ask in plain language.
Capitallytics keeps Personal Finance OS separate from Business Workspace so household cash is never mixed with company revenue.
How AP affects cash flow
An unpaid vendor bill increases expense and accounts payable. Cash does not fall until a payment journal is posted. The Business Workspace is designed so AP, cash flow, and AI explanations stay consistent with that rule.