Personal Finance

Personal Finance app & operating system

Capitallytics is a personal finance app that connects net worth, budgets, goals, and planning tools in one operating system. Dedicated dashboards and trackers go deeper on each job — this hub explains how the personal finance stack fits together.

Start free trial See how it works

Read-only import

Analysis-only pipelines. Capitallytics cannot transfer your capital.

Encrypted connections

HTTPS on every session. Credentials stay with auth providers.

Your data stays yours

We do not sell personal information to third parties.

Secure authentication

Industry-standard sign-in. No OTPs or passwords over email.

Personal finance vs investment tracking

Personal finance is the full household picture: cash, debt, budgets, goals, and investments together. An investment tracker alone shows portfolio P&L; a personal finance OS connects that portfolio to savings rate, emergency cover, and goal progress.

Capitallytics separates Personal Finance OS modules (net worth, budget, goals, tax tools) from the Portfolio Tracker, then links them so concentration risk and cash flow appear in context.

Business Finance is a separate workspace for revenue, expenses, cash flow, and FP&A — so household and company books stay clear.

What to track first

Start with net worth (assets minus liabilities), then a simple budget and one or two goals. Add your portfolio when you want live P&L and allocation beside those numbers.

Use free finance calculators for SIP, EMI, FIRE, and retirement scenarios before committing to a plan. Capitallytics calculators are educational estimates — not personalized recommendations.

Explore the cluster

Everything in the Personal workspace

Each page below covers one part of your financial life. Together they form one personal read model, kept separate from any business books.

Net worth and money

Personal Finance Dashboard
Unified dashboard for portfolio, net worth, budget, and goals.
Read more
Net Worth Tracker
Net worth tracker for investable assets including stocks, crypto, gold, ETFs, and mutual funds with live valuation.
Read more
Wealth Tracker
Wealth timeline with net worth, assets, and portfolio tracking.
Read more
Budget Planner
Budget and expense tracking that powers cash flow analytics.
Read more
Financial Health Score
Educational financial health scoring for Indian and global investors.
Read more

Goals and planning

Goal Tracker
Track financial goals with progress bars and educational suggestions.
Read more
Financial Planning
Goal, retirement, and FIRE planning tools with calculators and progress tracking.
Read more
Retirement Planning
Retirement corpus calculators and progress tracking for personal finance.
Read more

Investments

AI Portfolio Tracker
AI-powered portfolio tracker with health scores, market briefs, and personal CFO assistant for stocks, crypto, and gold.
Read more
Investment Performance Tracker
Investment performance tracker with period P&L, return percentages, snapshots, and historical trade calendars.
Read more
Portfolio Analytics
Portfolio analytics with allocation charts, period P&L, trade calendars, and AI health insights.
Read more
Portfolio Allocation
Portfolio allocation charts and concentration views for multi-asset investors.
Read more
Portfolio Risk
Portfolio concentration and exposure analytics for multi-asset investors.
Read more
Investing Guides
Educational investing and personal finance guides linked to Capitallytics tools.
Read more

Personal Finance

Key features

Personal finance dashboard

Net worth, budget, and goals in one overview.

Portfolio tracker

Link investments to the household picture.

Goals & planning

Track progress toward savings and FIRE targets.

Finance calculators

SIP, EMI, retirement, FIRE, and more — free.

Why teams use Capitallytics

One system, clear modules

Personal, portfolio, and business spaces stay distinct.

India + global

NSE/BSE, mutual funds, US stocks, ETFs, and multi-currency.

Honest AI positioning

AI-assisted insights grounded in your tracked data — not an autonomous money manager.

Get started

Start your personal finance workspace

Create a free account to track net worth, budget, goals, and investments.

Start free trial Read the blog

Personal Finance FAQ

Answers to common questions about personal finance on Capitallytics.

What is a personal finance dashboard?

A dashboard that shows net worth, spending/budget, goals, and often investments in one place so you can see progress without spreadsheets.

Is Capitallytics a personal finance app?

Yes. Capitallytics includes personal finance modules (net worth, budget, goals) plus a portfolio tracker and optional business finance workspace.

Does Capitallytics give financial advice?

No. Tools and AI-assisted insights are educational only and do not replace a licensed advisor.