Personal CFO
AI that understands the finances you already track.
Ask about spending, portfolio risk, and planning in plain language. Insights use your Capitallytics data — then point you to the next action.
Available across Capitallytics
Use the floating button on Home, Portfolio, Watchlist, Calculators, Overview, and Market Brief.
Personal CFO on every page
Ask about markets, holdings, and planning from Home, Portfolio, Watchlist, and more.
Grounded in your numbers
Spending deltas, savings rate, and portfolio risk grounded in live data — not generic tips.
Educational only
Analysis and education — never buy/sell recommendations. You stay in control.
Related features
Personal CFO FAQ
Common questions about the Capitallytics AI finance assistant.
Is Personal CFO financial advice?
No. It provides educational analysis based on your data and markets. Always do your own research.
Do I need a portfolio to use it?
You can chat free about markets and product help. Portfolio and cash-flow insights improve after you add holdings or ledger data.
What is included in Personal Pro?
Personal Pro unlocks live Analytics, FIRE & retirement forecasts, financial ratios, cash-flow predictions, professional PDF/Excel reports, and Business AI — Free keeps full tracking plus professional previews of every Personal Pro module.