FP&A

FP&A Software for founders & growing teams

Financial planning & analysis for businesses: forecasts, scenarios, and variance-minded views on Capitallytics Business Finance. The Business plan unlocks deeper FP&A capabilities.

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Analysis-only pipelines. Capitallytics cannot transfer your capital.

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FP&A without enterprise bloat

Founders need forward-looking cash and scenario views, not a year-long ERP rollout. Capitallytics Business Finance adds forecasting and planning on top of live books.

Exact module availability depends on your plan — Free covers foundational books; the Business plan unlocks forecasting, KPIs, and AI-assisted analysis grounded in your business data.

Forecasting should start from accounting actuals. See financial forecasting and accounting for how posted books feed plans.

Forecast, budget and variance in one place

Forecast starts from your posted actuals and shows runway, runway after bills, monthly accrual burn and cash in 12 months. Try the baseline or a ready scenario: revenue up 20%, revenue down 30%, a new hire (an illustrative ₹80,000 a month), more marketing, reduced payroll, or your own custom case. Runway is posted cash divided by the larger of accrual and cash burn over the trailing three months.

Variance compares actuals with the prior period, the prior year, a forecast or a budget for revenue, cost of goods sold, gross profit, operating expenses, operating income, net income, cash, receivables, payables or any account. Each line shows actual, baseline, variance, percentage and source, and lines that move by 20% or more (and by at least 100 in value) are flagged for review. AI may explain why a line moved, but it never supplies the numbers.

The FP&A studio for budgets and drivers

The FP&A studio has tabs for Budget, Forecast, Scenarios, Variance, KPIs, Drivers and Versions. Start from a template such as Annual Budget, Monthly Budget, Revenue Forecast, Cash Flow Forecast, Scenario Pack or Variance Desk.

Budget revenue by amount, units × price or growth, cost of goods as an amount or a percentage, and operating costs by department and cost centre. Phase the year evenly, by seasonality or by hand. Drivers cover revenue growth, customer growth, churn, pricing, hiring, salary inflation, marketing spend and capex, with base, best, worst and custom scenarios. Plans move from draft to in review to approved, and a studio budget can be pushed to the ledger budget that Variance reads.

Sample data · a fictional 12-person agency, September

Worked example: a budget vs actual review

The agency budgeted ₹10,00,000 of revenue and ₹7,00,000 of operating expenses for September. Here is how Variance reads the month against that budget. All numbers are invented.

September actuals vs budget, in rupees (sample figures, not real data)
Metric	Actual	Budget	Variance	%	Flag
Revenue	8,60,000	10,00,000	−1,40,000	−14.0%	—
Operating expenses	8,50,000	7,00,000	+1,50,000	+21.4%	Review
Net income	10,000	3,00,000	−2,90,000	−96.7%	Review

Revenue came in 14% under budget. That is below the 20% review threshold, so it is not flagged, though it still shows in the table.
Operating expenses ran ₹1,50,000 (21.4%) over budget, which crosses both thresholds and is flagged for review.
Together the two misses take net income from a budgeted ₹3,00,000 to ₹10,000, a 96.7% shortfall, also flagged.
The next step is the Forecast tab: rerun runway with the reduce-payroll or custom scenario to see what the September run-rate means for the next 12 months.

Variance turns a month-end into a short list of lines worth discussing, with numbers that come from the books and a forecast one click away.

FP&A

Key features

Forecasting

Project run-rate and hiring scenarios (Business plan).

KPI linkage

Connect plans to operating metrics.

Business books

Revenue and expenses as the FP&A foundation.

AI-assisted analysis

Ask planning questions on tracked Actuals.

Why teams use Capitallytics

Honest positioning

Founder FP&A — not a claim of every enterprise method.

FP&A FAQ

Short answers on plans, data handling and how this works, before you sign up.

What is FP&A software?

Financial planning and analysis software helps businesses forecast, scenario-plan, and compare plans to actuals. Capitallytics offers these capabilities in Business Finance according to your plan.

What can I compare actuals against?

The prior period, the prior year, a forecast or a budget. Variance shows actual, baseline, variance and percentage for each metric, with its source.

When is a variance flagged?

When a line moves by at least 20% and by at least 100 in absolute value. If the baseline is zero, the percentage is left blank instead of showing infinity.

Can I build a driver-based budget?

Yes. In the FP&A studio, revenue can be units × price or growth-based, costs can be split by department and cost centre, and drivers include growth, churn, pricing, hiring and salary inflation.

Which forecast scenarios are built in?

Baseline, revenue +20%, revenue −30%, a new hire, increased marketing, reduced payroll and a custom scenario, all applied to your posted actuals.

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