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Lumpsum Calculator
Estimate the future value of a single, one-time investment at a constant assumed annual return. The result is an educational estimate only.
Estimate growth on a one-time investment.
Free to run · to save projections to your live dashboard
Enter values and click Calculate to see results
Worked example
Calculated by the same engine as the calculator above.
- Inputs
- Investment Amount
- ₹5,00,000
- Expected Return (% p.a.)
- 12
- Investment Period (Years)
- 10
- Result
- Investment
- ₹5,00,000
- Estimated Returns
- ₹10,52,924
- Final Corpus
- ₹15,52,924
Formula
FV = P × (1 + r)^t
- FV = estimated final corpus
- P = one-time investment amount
- r = expected annual return / 100
- t = investment period in years
Assumptions
- Returns compound once a year at a constant rate.
- No further deposits or withdrawals are made during the period.
- Fund expenses, exit loads and taxes are not deducted.
- Results are rounded to two decimal places.
- Educational estimate only, not financial advice. Capitallytics does not execute transactions.
Lumpsum Calculator FAQ
Answers about how this calculator works.
How often does the lumpsum calculator compound returns?
It compounds annually. The amount grows by the expected return once per year for the number of years you enter.
Should I use lumpsum or SIP for a mutual fund estimate?
Use lumpsum when you invest one amount once. Use the SIP calculator when you invest a fixed amount every month.
Can I enter a period that is not a whole number of years?
Yes. The exponent accepts fractional years, so 2.5 years is compounded as 2.5 annual periods.
How do I find the return I actually earned on a past lumpsum?
Enter the starting and ending values in the CAGR calculator. CAGR is the annual rate that links the two values.