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Calculator guides

Work through SIP, XIRR, retirement corpus and Monte Carlo maths step by step, with worked examples you can rerun in free calculators. Read the guides.

Calculators articles(5)

A FIRE calculator turns 'retire early' from a slogan into a number. Here is the complete math — FI number, savings rate, withdrawal rate, and every major FIRE variant.

19 min read

The retirement number that matters isn't what you've saved — it's what your expenses, horizon, and withdrawal assumptions say you need. Here's how to calculate it properly.

19 min read

A single retirement number is a guess. Monte Carlo simulations show thousands of market paths so you can plan with probability ranges — not false precision.

15 min read

Your fund app shows NAV gain. Your spreadsheet shows something else. Here is how to calculate XIRR for mutual funds automatically — and when absolute returns mislead.

13 min read

A practical guide to SIP return math for Indian investors — formula, worked example, and free online calculator.

8 min read