Start free. Upgrade when you're ready.
Pro features free for 14 days, no card needed. New accounts get every Business feature for the trial, then keep Free unless they choose a plan. Your data stays yours either way.
₹0/forever
Track your money and try the AI CFO
Track income, expenses, savings & portfolio
Net worth overview, budget & calculators
Goal tracking: targets, progress and projected completion dates
Personal tax estimate from your income and tax profile
Weekly business summary every Monday from your business books; full weekly AI CFO report: preview only, plus the findings panel
Free business workspace: basic books
AI CFO chat: 20 AI credits a month (1 credit per question, 5 per statement upload), up to 10 a day
Personal statement uploads: 1 statement upload a month, resets on the 1st of each month (India time)
Public shareable portfolio pages
Get started free₹119/monthbilled yearly
₹1,433 per year · ₹2,388 save 40%
Portfolio AI: holdings-aware coaching, stress tests and allocation drift
See your FIRE estimate from your own numbers
Quant workspace: efficient frontier, Monte Carlo and realised beta/Sharpe
PDF & CSV reports and exports
AI CFO chat: 300 credits/month
Unlimited statement uploads
Tax planner: old vs new regime side by side, 80C / 80CCD(1B) / 80D room left and advance-tax dates
Goal planner: monthly SIP needed, inflation-adjusted target and % on track for each goal
Family / household view: invite family members and see the household's money together
Full weekly AI CFO report: every win, risk and next step from your week's money
PDF statements: net worth and income & expense statements as PDFs
₹899/monthbilled yearly
₹10,793 per year · ₹17,988 save 40%
Everything in Personal Pro
Business AI CFO: project your cash position from your actual data
Runway alerts & receivable reminders
GST & Tally exports, and export portfolio trades to Tally Prime
Accountant access: invite accountants, approvers and viewers
Free for 14 days, then ₹10,793/year
Charged ₹10,793 in INR via Razorpay for 12 months
Pro features free for 14 days, no card needed. When it ends you keep every record; paid features pause until you choose a plan.
Payments are not automatically refundable. Contact support with your receipt to ask for a goodwill review — see the refund policy.
Before you start
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What happens when the trial or a plan ends?
Compare plans
Tracking and calculators stay free. Personal Pro adds the personal AI tools; Business adds the business ones.
| Feature | Free₹0 forever | Personal Pro₹199 /month | Business₹1,499 /month |
|---|---|---|---|
| Personal | |||
Personal tracking & net worth Accounts, portfolio, goal tracking and budget | Included | Included | Included |
45 Finance Calculators | Included | Included | Included |
Quant workspace Realised beta, alpha and Sharpe against NIFTY 50 or the S&P 500 | Not included | Included | Included |
Efficient frontier Modern portfolio theory frontier for your current holdings | Not included | Included | Included |
Monte Carlo projection Range of outcomes for your portfolio, not a single number | Not included | Included | Included |
FIRE planner See your FIRE estimate from your own numbers | Not included | Included | Included |
Reports & exports PDF and CSV reports | Not included | Included | Included |
Statement uploads Bank and card statements read by the AI CFO | Limited1 statement upload a month, resets on the 1st of each month (India time) | IncludedUnlimited | IncludedUnlimited |
Tax planner Old vs new regime side by side, 80C / 80CCD(1B) / 80D room left and advance-tax dates | LimitedPersonal tax estimate only | Included | Included |
Goal planner Monthly SIP needed, inflation-adjusted target and % on track for each goal | LimitedGoal tracking only | Included | Included |
Family / household view Invite family members and see the household's money together | Not included | Included | Included |
PDF statements Net worth and income & expense statements as PDFs | Not included | Included | Included |
| Business | |||
Free business workspace: basic books Create a business workspace, add revenue and expenses, keep basic books and see a basic dashboard | Included | Included | Included |
Weekly business summary Every Monday, from your business books: cash, bills, receivables, runway and top risks. On every plan; the personal weekly AI CFO report is listed under AI | Included | Included | Included |
Runway alerts & receivable reminders | Not included | Not included | Included |
GST/Tally exports Tally XML and Zoho-style journals from your ledger | Not included | Not included | Included |
Export portfolio trades to Tally Prime Portfolio buys and sells as Tally Prime vouchers | Not included | Not included | Included |
Accountant access Invite accountants, approvers and viewers | Not included | Not included | Included |
| AI | |||
AI CFO chat AI credits: 1 credit per question, 5 per statement upload | Limited20 credits/month | Included300 credits/month | Included1,000 credits/month |
Portfolio AI Holdings-aware coaching, stress tests and allocation drift | Not included | Included | Included |
Full weekly AI CFO report Every win, risk and next step from your week's money | LimitedWeekly report preview only | Included | Included |
Business AI CFO Project your cash position from your actual data | Not included | Not included | Included |
Personal
Personal tracking & net worth
Accounts, portfolio, goal tracking and budget
Free
Personal Pro
Business
45 Finance Calculators
Free
Personal Pro
Business
Quant workspace
Realised beta, alpha and Sharpe against NIFTY 50 or the S&P 500
Free
Personal Pro
Business
Efficient frontier
Modern portfolio theory frontier for your current holdings
Free
Personal Pro
Business
Monte Carlo projection
Range of outcomes for your portfolio, not a single number
Free
Personal Pro
Business
FIRE planner
See your FIRE estimate from your own numbers
Free
Personal Pro
Business
Reports & exports
PDF and CSV reports
Free
Personal Pro
Business
Statement uploads
Bank and card statements read by the AI CFO
Free
Personal Pro
Business
Tax planner
Old vs new regime side by side, 80C / 80CCD(1B) / 80D room left and advance-tax dates
Free
Personal Pro
Business
Goal planner
Monthly SIP needed, inflation-adjusted target and % on track for each goal
Free
Personal Pro
Business
Family / household view
Invite family members and see the household's money together
Free
Personal Pro
Business
PDF statements
Net worth and income & expense statements as PDFs
Free
Personal Pro
Business
Business
Free business workspace: basic books
Create a business workspace, add revenue and expenses, keep basic books and see a basic dashboard
Free
Personal Pro
Business
Weekly business summary
Every Monday, from your business books: cash, bills, receivables, runway and top risks. On every plan; the personal weekly AI CFO report is listed under AI
Free
Personal Pro
Business
Runway alerts & receivable reminders
Free
Personal Pro
Business
GST/Tally exports
Tally XML and Zoho-style journals from your ledger
Free
Personal Pro
Business
Export portfolio trades to Tally Prime
Portfolio buys and sells as Tally Prime vouchers
Free
Personal Pro
Business
Accountant access
Invite accountants, approvers and viewers
Free
Personal Pro
Business
AI
AI CFO chat
AI credits: 1 credit per question, 5 per statement upload
Free
Personal Pro
Business
Portfolio AI
Holdings-aware coaching, stress tests and allocation drift
Free
Personal Pro
Business
Full weekly AI CFO report
Every win, risk and next step from your week's money
Free
Personal Pro
Business
Business AI CFO
Project your cash position from your actual data
Free
Personal Pro
Business
Read-only import
Analysis-only pipelines. Capitallytics cannot transfer your capital.
Encrypted connections
HTTPS on every session. Credentials stay with auth providers.
Your data stays yours
We do not sell personal information to third parties.
Secure authentication
Industry-standard sign-in. No OTPs or passwords over email.
Educational insights only — not financial advice.
Pricing FAQ
Free vs Personal Pro — what you get and how billing works.